Here is a list of the items that will be needed immediately to process your loan application. Please read all lines carefully and only return the items that specifically pertain to you and your loan. Please send back to our office within 2 days of receipt of this request. Once an executed contract is received, we will send out our econsent via email – please sign this and return immediately.

Here is a list of the items that will be needed immediately to process your loan application. Please read all lines carefully and only return the items that specifically pertain to you and your loan. Please send back to our office within 2 days of receipt of this request. Once an executed contract is received, we will send out our e-consent via email – please sign this and return immediately.

 INCOME: 

1. Copy of most recent paycheck stub(s) covering a one month period. These will need continual updating through closing. 

2. Name and phone number of immediate supervisor or Human Resource dept. for verification of employment. If your employer uses “The Work Number” for employment verification, please provide us with your personal Pin Number. 

3. 2018 and 2019 W-2 and/or 1099’s 

4. 2018 and 2019 Tax Returns (include ALL schedules and ALL pages) – All tax returns must be filed thru the IRS. 

5. (For Self Employed)YTD Profit & Loss will be required if self-employed (if applicable) – All tax returns must be filed thru the IRS. 

6. (For Self Employed) K-1’s / Corporate Tax Returns (IF APPLICABLE) – All tax returns must be filed thru the IRS. 

7. DD214 or Statement of Service, Original LES or paystub (VA LOANS ONLY) *If you are transferring in on active duty, a copy of your orders are required 

ASSETS:

8. Most recent 2 month bank and investment statements for all asset accounts. These will need continual updating through closing. ALL pages (even if blank) included in statements that are mailed to you – these can also be accessed through your online banking- they must include account holder(s) name, full account number, a beginning and ending balance with all activity in between. Screen shots will not be accepted. – ***All large deposits outside of payroll need to be explained and documented. *** 

9. Most recent quarterly or monthly statement for all retirement accounts ALL pages (even if blank) included in statements that are mailed to you – if printing off the internet, they must include account holder(s) name, full account number, a beginning and ending balance with all activity in between. Screen shots will not be accepted. 

HOUSING: 

10. Name and phone number of insurance agent handling homeowners insurance for property you are financing through Legacy Mutual Mortgage. 

11. Copy of homeowners insurance (include premium), and mortgage statement and tax statement for all properties owned (if applicable) ***If selling current residence, you do not need to supply this information. 

12. Settlement Statement from property bought or sold within the past year (If applicable) 

13. Name and phone number of landlord (if applicable) 

OTHER:

14. Copy of Divorce Decree (all pages) if child support or alimony is involved (If applicable) 

15. Copy of all Bankruptcy Documents (include letter of explanation – reason for Bankruptcy) 

16. Copies of all cancelled checks written for Earnest Money, Option Fees or Change orders. 

17. Copy of Driver’s License and Social Security Card (include Resident Alien Card – front and back, if applicable) ***If you do not have an SS Card, the most recent years W-2 will suffice.